Bay Federal Credit Union

Bay Federal Credit Union

 
 
 
 
 
 
 
 
 
 
 
 
Other >> Finance >> Mortgage & Lending

Bay Federal Credit Union

Main Branch
Capitola, CA 95010 | map | directions
831-479-6000
Come to Bay Federal Credit Union for affordable home loan solutions and exceptional service. Our Mortgage Loan Professionals will guide you through the loan process to make your home purchase or refinance as easy as possible.

• First Mortgages – Down payments as little as 5%, terms from 15 to 40 years
• Second Mortgages and Home Equity Lines of Credit – Up to 80% loan-to-value financing, loan amounts up to $250,000 available
• Mobile and Manufactured Homes – Up to 90% loan-to-value financing available on homes built after 6/15/1976 in approved parks
• Additional banking options for you, your family, and your business
• Pre-qualify for your mortgage at homeloans.bayfed.com today!

Bay Federal Credit Union is registered with the Nationwide Mortgage Licensing System (NMLS), Identification Number 103635. Equal Housing Lender. Federally Insured by NCUA.
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 (Date: 7/12/2025)