Bay Federal Credit Union

Bay Federal Credit Union provides local banking solutions and exceptional service to people and businesses in Santa Cruz, Monterey, and San Benito Counties. Please consider us for all your financial needs, including:

• Vehicle loans, home loans, and credit cards with affordable rates and terms
• Personal and business checking and savings accounts, Visa debit cards and ATM cards
• Nationwide ATM access through thousands of convenient, surcharge-free ATMs
• Free online banking and bill payment service
• Free financial education seminars
• Special programs for children and teens