Are you overwhelmed by credit card debt? Then do something about it! Come to this free seminar to learn how to re-think your credit card payments and what steps you can take to pay off card balances fast. This seminar is free and open to the public. To reserve your place at this free seminar, please call 831.479.6000, ext. 500, or send your name and phone number to seminar@bayfed.com. Sponsored by Bay Federal Credit Union.